Christmas Loan Now Available
At Local 804 FCU, we’re here to help you add more money to your month. That includes the holiday months with a Christmas loan of up to $25,000.
Sleigh Now. Pay Later. Much Later!
Now through the end of December 2025, qualify for a Local 804 FCU Christmas Loan and you could borrow up to $25,000 with no payments for 60 days*. That’s not until 2026! With Santa-approved terms of up to 60 months and rates competitively based on your credit, your monthly payments could stay jolly and affordable.
Have questions or need help? Give us a call at (718) 878-4624.
Apply now
*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Make no payments for 60 days. First payment due February 2026. Offer good November 1, 2025 -December 31, 2025. All loans are subject to approval.
Federally Insured by NCUA
Your savings are federally insured to at least $250,000, and backed by the full faith and credit of the United States Government.
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.