Today’s Rates

LOAN RATES

Type of Loan	APR*
Personal Loan	10.25% - 17.99%. No pre paid penalty.
Secured Personal Loan	6.50%
Recreational Vehicle Loan (Boats, RVs, Jet Skis)	7.00% - 18.00%
New Auto/Motorcycle Loan (Under 2 years)	4.74% - 17.99%
Used Auto/Motorcycle Loan	5.99% - 17.99%
VISA Platinum Rewards	0.00% - 1.99% Intro APR for the first 12 months 10.99% - 14.99%
Visa Platinum without Rewards	0.00% - 1.99% Intro APR for the first 12 months 9.99% - 13.99%

Rates are Effective as of September 1, 2023

SAVINGS RATES

Investment Type	APR*	APY
Regular Shares Minimum Required Shares $5	0.20%	0.20%
Vacation Club	0.20%	0.20%
Christmas Club Rate Early withdrawal fee per transaction $15.00	0.20%	0.20%
High Yield Savings Account	2.50%	2.524%

*Rates are disclosed as APR (annual percentage rate) and are current as of September 1, 2023. Rates are subject to change.

SHARE CERTIFICATE RATES

Share Certificate	APR	APY*
6 Months
$500 - $999	1.50%	1.508%
$1,000 - $3,999	1.75%	1.762%
$4,000+	2.00%	2.015%
12 Months
$500 - $999	2.00%	2.015%
$1,000 - $3,999	2.25%	2.269%
$4,000+	2.00%	2.015%
18 Months
$500-$999	2.25%	2.269%
$1,000 - $3,999	2.50%	2.524%
$4,000+	2.60%	2.625%
24 Months
$500-$999	2.50%	2.524%
$1,000 - $3,999	2.75%	2.778%
$4,000+	2.80%	2.830%
36 Months
$500-$999	2.25%	2.269%
$1,000 - $3,999	2.50%	2.524%
$4,000+	2.90%	2.932%

*Rates are disclosed as APR (annual percentage rate) and are current as of September 1, 2023. Rates are subject to change. Annual Percentage Yield (APY). To open and earn stated APY, minimum deposit of $500 is required.