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What does Local 804 Federal Credit Union do with your personal information? We’ve lined up the facts.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and Account Balances
• Account transactions and Checking Account Information
• Employment Info and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share Members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members’ personal information; the reasons Local 804 Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

• Does Local 804 FCU share? Yes
• Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you

• Does Local 804 FCU share? Yes
• Can you limit this sharing? No

For joint marketing with other financial companies

• Does Local 804 FCU share? Yes
• Can you limit this sharing? Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

• Does Local 804 FCU share? No
• Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes – information about your creditworthiness

• Does Local 804 FCU share? No
• Can you limit this sharing? We Don’t Share

For our affiliates to market to you

• Does Local 804 FCU share? No
• Can you limit this sharing? We Don’t Share

For non-affiliates to market to you

• Does Local 804 FCU share? No
• Can you limit this sharing? We Don’t Share

Questions?
Call 718-878-4624

Who We Are

Who is providing this notice
Local 804 Federal Credit Union

What We Do

How does Local 804 FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Local 804 FCU collect my personal information?
We collect your personal information, for example, when you

• Open an account or Apply for a loan
• Use your credit or debit card or Give us your contact information
• Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you

Privacy Notice: Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at cu804.org or we will mail you a free copy upon request if you call us at 718-878-4624.