Enhance the Qualify of Your Financial Life

In addition to being federally insured by the National Credit Union Administration (NCUA), which ensures your deposits up to $250,000, Local 804 FCU is also committed to delivering value through affordable rates, fewer fees, and top-notch security for your financial life. We adhere to the same level of professionalism and commitment in what we do as you do in your day-to-day life. The difference is, our job is to find ways of helping you finance what you need, save for the future, avoid unnecessary fees, and put more money into your month.

  • Our mission is to deliver value: That means helping you keep more of your money
  • Local 804 FCU is owned by its members, not by a corporation or stockholders
  • We are a not-for-profit organization – “a cooperative”
  • We deliver respectful, courteous, timely, confidential, and unbiased personal service
  • The bottom line means low-cost, high-quality financial services for you!

 To open your account, you’ll need the following:

  • Membership Application
  • Identification (valid U.S. or foreign government-issued ID such as a driver’s license or passport)
  • Proof of Address (copy of a lease agreement, recent utility bill, or official correspondence)

Join Today Contact Us

Have questions or need help? Give us a call at (718) 878-4624.




An initial deposit of $5.00 is required to open your account.
Keeping your account active: Keep your account active and avoid “dormant” account fee by making at least one transaction each year. Or, you can give us a call and ask us to mark your account active- We’ll do the rest.
Personal Identification: To help the government fight the funding terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.