With a Loan as Low as 8% APR and No Payments For 60 Days*

A Local 804 FCU Holiday Loan makes anything possible. From November 1, 2021 through December 31, 2021, borrow up to $25,000 and make no payments for 60 days. That means you won’t make your first payment until 2022*. With rates as low as 8.00% APR and terms of up to five years, you could save money every month, too.

If you have any questions, give us a call at (718) 878-4624.


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APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Payment Example with loan of $10,000, a rate of 8.00%, and term of 60 months: Monthly payment: $203.05. Interest paid: $2,165.89. *Interest continues to accrue during 60-day promotional period. Offer good November 1, 2021 -December 31, 2021