Enhancing the Well-being and Quality of Your Life

Welcome to your credit union. Here, we take your membership seriously and look for ways to help enhance your financial wellbeing and quality of life. It’s what we do, will continue to do, and have been doing since opening our doors decades ago. As someone familiar with unions, we know you belong at Local 804 Federal Credit Union.

Local 804 FCU is a non-profit cooperative that provides financial services to its membership. We’re democratically owned and controlled by our members, and committed to providing affordable savings accounts, loans and other financial products. We’re also federally insured by the National Credit Union Administration (NCUA).

If you’re a part of Local 804 IBT or Local 808 IBT, you’re eligible to join. Once you’re a member, your family can join, too. However, membership excludes managers and executives with either IBT.

Become a Member: To open your account, bring or mail in the following:

• Membership Application
• Identification (valid U.S. or foreign government issued ID such as a driver’s license or passport)
• Proof of Address (copy of a lease agreement, recent utility bill, or official correspondence)

*Membership fee: An initial deposit of $25.00 is required to open your account. It includes a $20.00 first time membership fee and the remaining $5.00 will be kept on hold to keep your account open.

*Keeping your account active: Keep your account active and avoid “dormant” account fee by making at least one transaction each year. Or, you can give us a call and ask us to mark your account active- We’ll do the rest.

*Personal Identification: To help government fight the funding terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.