Fees and Disclosures

Fee information up-to-date as of March 1, 2024

General Account Fees

Service	Fees
Account Research Fee	$15.00 per hour
Statement Reprint Fee	$2.00 per page
Dormant Account Fee	$15.00 per month
Monthly Statement Fee (Waived if Enrolled in E-Statements)	$2.00 per month
Christmas Club Early Withdrawal Fee	$15.00 per withdrawal
High Yield Savings Early Withdrawal Fee	$15.00 per withdrawal

Online Banking, Check, and ACH Fees
Fee information up-to-date as of March 1, 2023.

Service	Fees
ACH Transfer Fee (Outgoing Transactions only)	$3.00
Temporary Check Issue Fee	$2.00 per page
Check Image Reprint Fee	$5.00 per item
Stop Check Fee	$25.00 per item
Stop ACH Payment Fee	$20.00 per item
Returned Check Deposit Fee (Chargebacks)	$25.00 per item
Negative Balance Fee (After 14 Calendar Day grace period)	$2.00 per day
Insufficient Funds Fee (Max of 5 per Business Day)	$25.00 per item

ATM/Debit Card Fees
Fee information up-to-date as of March 31, 2020.

Service	Fees
ATM/Debit Card Expediting	$55.00
Credit Card Expediting Fee	$65.00
In-house ATM Withdrawal Fee (If using Debit Card from other Financial Institution)	$3.99
ATM Balance Inquiry Fee	FREE
PIN or Signature Purchase Fee	FREE
Lost or Stolen Debit/ATM Card Fee	$10.00 per card

Loan Fees
Fee information up-to-date as of March 31, 2020.

Service	Fees
Loan Application Fee (Including Co-Signers)	$25.00 per person
Loan Closing Fee	1% of the Total Loan Amount
Late Payment Fee	$35.00
Skip-A-Pay	$30.00

Other Service Fees
Fee information up-to-date as of March 31, 2020.

Disclosures
Download and view the disclosures you need below.