DIVIDEND RATES

    • Rates are Effective December 21, 2018

Other Service Rates

Type of Investment Interest Rates / Terms
Regular Shares (Minimum Required Shares $5) 0.15% APR
Vacation Club 0.00% APR
Christmas Club Rate
(Early withdrawal fee per transaction)		 0.15%
$15.00
Share Draft 0.00% APR
Share Certificates 18 month, 1.35% APR, 1.36 APY
36 month, 1.51% APR, 1.50 APY
IRA Accounts (Minimum Deposit $500.00) 0.15% APR
Certificate of Deposit
Minimum Deposit of $10,000
18 Months
36 Months		  
 
1.35% APR 1.357% APY
1.50% APR 1.508% APY

Loans

Loan Type Interest Rates
Loans
Apply Now		 6.50%,
Personal (Secured)
Apply Now		 9.00% - 16.00%. No pre paid penalty.

Auto Loans

Vehicle Interest Rates
New Vehicles (Under 2 years)
Apply Now		 2.99% - 5.99%
Used Vehicles
Apply Now		 3.99% - 6.99%

Credit Cards

Card Max Limit Purchases APR Balance Transfer Cash Advances
VISA Platinum w/o Rewards
Apply Now		 $10,000 0.00% - 1.99% Intro APR for the first 6 months
9.99% - 13.99%		 0% APR for 6 months
9.99% - 13.99%		 17.99%
VISA Platinum w/ Rewards
Apply Now		 $10,000 0.00% - 1.99% Intro APR for the first 6 months
10.99% - 14.99%		 0% APR for 6 months
10.99% - 14.99%		 17.99%

*Rates are disclosed as APR (annual percentage rate) and are current as of February 1st, 2016. Rates are subject to change.