DIVIDEND RATES

    • Rates are Effective May 26, 2020

Other Service Rates

Type of Investment Interest Rates / Terms
Regular Shares (Minimum Required Shares $5) 0.10% APR
Vacation Club 0.10% APR
Christmas Club Rate
(Early withdrawal fee per transaction)
0.10%
$15.00
Share Draft 0.00% APR
Share Certificates Minimum deposit of $1,000
6 month .50% APR
12 month .75% APR
18 month .95% APR
24 month 1.00% APR
36 month 1.10% APR
IRA Accounts (Minimum Deposit $500.00) 0.15% APR

Loans

Loan Type Interest Rates
Loans
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9.50% - 17.99%. No pre paid penalty.
Personal (Secured)
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6.50%

Auto Loans

Vehicle Interest Rates
New Vehicles (Under 2 years)
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3.24% - 17.99%
Used Vehicles
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4.24% - 17.99%

Credit Cards

Card Max Limit Purchases APR Balance Transfer Cash Advances
VISA Platinum w/o Rewards
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$10,000 0.00% - 1.99% Intro APR for the first 6 months
9.99% - 13.99%
0% APR for 6 months
9.99% - 13.99%
17.99%
VISA Platinum w/ Rewards
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$10,000 0.00% - 1.99% Intro APR for the first 6 months
10.99% - 14.99%
0% APR for 6 months
10.99% - 14.99%
17.99%

*Rates are disclosed as APR (annual percentage rate) and are current as of March 25th, 2020. Rates are subject to change.