Today’s Rates

LOAN RATES

Type of LoanAPR*
Personal Loan10.25% - 17.99%.
No pre paid penalty.
Secured Personal Loan6.50%
Recreational Vehicle Loan (Boats, RVs, Jet Skis)7.00% - 18.00%
New Auto/Motorcycle Loan
(Under 2 years)		4.74% - 17.99%
Used Auto/Motorcycle Loan5.99% - 17.99%
VISA Platinum Rewards0.00% - 1.99% Intro APR for the first 12 months
10.99% - 14.99%**
Visa Platinum without Rewards0.00% - 1.99% Intro APR for the first 12 months
9.99% - 13.99%**

*Rates are disclosed as APR (annual percentage rate) and are current as of March 1, 2025. Rates are subject to change.
** VISA Platinum and VISA Platinum with Rewards APR will vary with the market based on the Prime Rate

SAVINGS RATES

Investment TypeAPR*APY
Regular Shares Minimum Required Shares $50.20%0.20%
Vacation Club0.20%0.20%
Christmas Club Rate
Early withdrawal fee per transaction $15.00		0.20%
0.20%
High Yield Savings Account - $2,000 Min2.50%2.524%
Retiree High Yield Savings Account - $2,000 Min *2.50%2.524%
Retiree Interest Checking0.50%0.501%

*Rates are disclosed as APR (annual percentage rate) and are current as of March 31, 2025. Rates are subject to change.

SHARE CERTIFICATE RATES

Share CertificateAPRAPY*
6 Months
$500 - $9991.50%1.508%
$1,000 - $3,9991.75%1.762%
$4,000+2.00%
2.015%
12 Months
$500 - $9992.00%2.015%
$1,000 - $3,9992.25%2.269%
$4,000+2.00%2.015%
18 Months
$500-$9992.25%2.269%
$1,000 - $3,9992.50%2.524%
$4,000+2.60%2.625%
24 Months
$500-$9992.50%2.524%
$1,000 - $3,9992.75%2.778%
$4,000+2.80%2.830%
36 Months
$500-$9992.25%2.269%
$1,000 - $3,9992.50%2.524%
$4,000+2.90%2.932%

*Rates are disclosed as APR (annual percentage rate) and are current as of March 1, 2025. Rates are subject to change. Annual Percentage Yield (APY). To open and earn stated APY, minimum deposit of $500 is required.