How we began

Local 804 Credit Union was started out of the desire to assist and empower our members to create a better quality of life for themselves and their families.

The idea was birthed during a Board Meeting for the Local 804 IBT Union. During the early 70’s many union members found themselves struggling financially. They were unable to obtain store credit or small bank loans and without access to those, even buying small appliances like TVs, radios, etc., became impossible.

During a union meeting Board Member, Ron Carey, proposed starting a credit union. With buy-in from the Board of Directors, Local 804 Credit Union filed for incorporation in late 1977. March 13, 1978 we received final approval by the National Credit Union Administration (NCUA).

Initially our membership included members of Local 804 International Brotherhood of Teamsters delivery and warehouse employees and in 1991 we expanded our membership to include members of the Local 808 International Brotherhood of Teamsters, Chauffeurs, and Warehouse Men in Woodside, New York.

Hard work, determination, and the belief that we could make a difference in the lives of our members has made us a vibrant and thriving institution. With decades of experience under our belt, we continue to live and operate with the belief that there is power in people helping people.


Local 804 Credit Union is a non-profit financial institution aimed at enhancing the well-being and quality of life of our members.