Now Accepting 2026 Local 804 FCU Scholarship Applications!

Send in your application by January 20, 2026, and you’ll be eligible for both the Local 804 FCU $1,000 scholarship as well as other statewide scholarships from the New York Credit Union Association.
Learn More

Leave High Payments in the Rearview

with an affordable auto loan from Local 804 FCU

Learn More

Maximum Rewards with Minimum Costs*

You can now access up to $20,000* with a Local 804 FCU Visa® Platinum with Rewards Credit Card

Learn More

Get Your Pension Payment Up to 2 Days Early*

Local 804 Retirees who are members have access to a long list of retiree benefits

Explore More Local 804 Retiree Benefits

Give Your Financial Life a Boost

With an up to $25,000 Personal Loan*

Learn More

Set and Forget Your Retiree Health Insurance Premiums

with Local 804 FCU Automatic Retiree Insurance Payments

Learn More

Save Big on Tax Prep

Lock in your TurboTax or H&R Block discount and you could save even more with early-season pricing when you file by February 28th*. Plus, enter for a chance to win $10,000 from Love My Credit Union Rewards*.

Learn More
Delivering Value

Sign On The Digital Line with Docusign

Instead of making a trip to the branch to sign a document, now you can do it online. DocuSign makes […]

Read More

Don’t Let Identity Theft Steal Your Peace of Mind

There’s no surefire way to protect yourself from identity theft. But there are many steps you can take to reduce […]

Read More

Member Spotlight

Long time member Dirk and his wife Jill came in to sign up for Welfare Trust Fund Auto Pay Program. […]

Read More

Your savings are federally insured to at least $250,000, and backed by the full faith and credit of the United States Government.
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.