Local 804 FCU offers a variety of consumer loan options including personal loans, secured loans and student loans.

Personal Loans

A Local 804 Federal Credit Union personal loan lets you borrow up to $25,000 for virtually any need that arises. This is an unsecured personal loan—meaning it isn’t secured by collateral that you own; it’s supported by your credit worthiness. Rates are competitive and are based on your term. Choose the loan that best fits your budget with terms available up to 60 months.

Secured Loans

A fully or partially secured loan uses money you have on deposit with the credit union as collateral for your loan. You’ll still earn full dividends on the money in the account used as collateral, so your savings stay on track. It’s a great way to put your money to work for you.

Student Loans

Click image below to access our referral service to Sallie Mae “Smart Option” Student Loans.

+ Personal Loans

Personal Loans

A Local 804 Federal Credit Union personal loan lets you borrow up to $25,000 for virtually any need that arises. This is an unsecured personal loan—meaning it isn’t secured by collateral that you own; it’s supported by your credit worthiness. Rates are competitive and are based on your term. Choose the loan that best fits your budget with terms available up to 60 months.

+ Secured Loans

Secured Loans

A fully or partially secured loan uses money you have on deposit with the credit union as collateral for your loan. You’ll still earn full dividends on the money in the account used as collateral, so your savings stay on track. It’s a great way to put your money to work for you.

+ Student Loans

Student Loans

Click image below to access our referral service to Sallie Mae “Smart Option” Student Loans.

+ Related Products/Services

Loan Calculator

Get an estimated loan detail

NOTE – The below calculator is just for estimation, actual figures may vary. For more information contact us at 718 878 4624.

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